1. Account Sign Up
Account Selection
Account Options
Plan Information
Account Disclosures and Agreements
HSA Owner Information
Account Usage
Designation of Beneficiary
Final Look
Account Approval
2. Account Funding
Funding Selection
Payment Information
Deposit Information
3. Complete


Hello and thank you for choosing First Merchants Bank.

Opening a new account will take about 10 minutes. Your progress can be tracked in the navigation bar on the left side of your screen. Where you currently are in the application process will be highlighted. The progress bar currently indicates that you are in "Account Sign Up." When you have finished a step, a check mark will appear. Please note that you must be at least 18 years of age and a U.S. citizen or U.S. resident alien to open your account with us online.

You will need to refer to several things during this process:

  • U.S. Social Security number
  • A valid form of identification including: Driver's license, State ID, Military ID or Passport
  • Previous home address (if you have lived at your current home address less than two years)
  • Credit or debit card or U.S. checking or savings account to fund your new account(s).
    Please note that credit or debit card transactions are limited to $250. If you are opening a new account for an amount larger than $250, such as a Certificate of Deposit, you will need to provide the checking or savings account information to be used for funding. For Health Savings Accounts (HSAs) an initial deposit is not required.

For your protection, your application session will automatically time out if there is no activity for 30 minutes. All information will be lost if this occurs.

Thank you again for selecting First Merchants Bank. If you need any help, please give us a call at 800.205.3464 (Mon.-Fri. 7:00 a.m.-8:00 p.m., Sat. 9:00 a.m.-3:00 p.m. Eastern Time)