Account Sign Up
Account Selection
Account Options
Account Disclosures and Agreements
Applicant Information
Additional Applicant Information
Final Look
Account Approval
Account Funding
Funding Selection
Payment Information
Deposit Information


Welcome, and thank you for choosing Watertown Savings Bank for your financial needs.

This process will take about 10 minutes. You can track your progress on the blue bar on the left side of your screen. Where you currently are in the application process will be highlighted. The progress bar currently indicates that you are in "Account Sign Up." When you have finished a step, a check mark will appear.

Accounts opened online are for personal use only (no business accounts). You will need to refer to several things during this process:

  • U.S. Social Security number
  • A valid form of identification including: Driver's license, State ID, Military ID or Passport
  • Previous home address (if you have lived at your current home address less than two years)
  • Credit or debit card or U.S. checking or savings account to fund your new account(s)

Please note that you must be at least 18 years of age, live in Massachusetts and you must be a U.S. citizen to open your account with us online.

For your protection, your application session will automatically time out if there is no activity for 15 minutes. All information will be lost if this occurs. If you have any questions the Watertown Savings Bank Information Desk is available to help during regular business hours. Call 617-928-9000.

PLEASE NOTE: If you are opening this account jointly both owners will need to be present to complete the application.

Press "Continue" once you are ready to begin.


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